Our Vision

In the future, everyone will save self-determined for old age.
Unfair offers will no longer have a chance thanks to enlightened customers.

Interview: Our Philosophy

Our Mission

Raisin Pension is the leading start-up in the field of pension schemes. Customers optimize their pension fully digital in the Cockpit across all pillars. To this end, claims from state, company and private pensions are matched in real time with the personal pension target. The savings contributions flow into specially developed investment products that are easy to understand and also offer tax benefits and a scientific investment.

Our Values


We do not paint your future black but show you how you can retire financially relaxed.


We promise you nothing we cannot keep. Because our most critical customer is ourselves.


Our aim is to bring sensible products onto the market, which we also want to use for our own retirement.

Out of the ordinary

We do not follow well-trodden paths, we think radically new. This creates unique product solutions.

Customer Focused

Our customers are at the center of product development. We do not compromise.

Optimal Invest­ment


Raisin Pension solutions invest in index funds. You benefit from increased return opportunities compared to traditional banking or insurance products.

Government Subsidies

With us you use the advantage of in-contract cash subsidies and tax benefits. These act as an additional turbo for your return.

Low Cost

We do not believe in any up-front commissions that reduce your capital. All fees are always available to you transparently.


You can adapt your contract at any time to your circumstances, e.g. through lower or higher deposits. Cancellation or switch of contract is also possible free of charge.


With us you know at any time how your accumulated fortune develops. In the digital Cockpit you have all your pension plans at a glance.

Leverage the power of the financial markets

We believe in functioning financial markets - detached from trends and speculation. Especially in the low interest rate environment, passive investing is best for building long term assets. With our products, you therefore invest only in low-cost index funds (so-called ETFs) - their effectiveness has been scientifically proven. With government subsidies we provide your investment with an additional turbo.

Top-Service Deutschland 2019: fairr.de in der Exzellenzgruppe

Continuous Optimization

Your needs always come first and we are constantly working to ensure that you can invest your money in the best possible and flexible way. Suggestions and feedback are expressly desired so that we can take up your opinion. Write us an email to: support@raisin-pension.de.

Strong Partners by our side

We only trust your money to experienced and financially strong partners from Germany: Sutor Bank is an experienced asset manager and mylife Lebens­versicherung AG specializes in products without up-front commissions. Thus, we enable unique partnerships that have never existed before.

Our Office in Berlin

Navigation Immanuelkirchstr. 14A, 10405 Berlin
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